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Protect your possessions with renter's insurance.

If your apartment has been robbed or the apartment above you has had a fire, and your neighbours have flooded your apartment, your landlord's policy won't cover the replacement of your belongings. It's your problem.

If you have invested a lot of money in your possessions - you have to protect them. Being a renter, you may lose some of your things or the may be damaged due to something out of your control.

With renter's insurance, your personal computers, televisions, stereos, cameras and personal possessions can be insured for losses due to a wide variety of dangers, including:

  • Theft
  • Fire
  • Smoke
  • Windstorm
  • Lightning
  • Vandalism
  • Earthquake

You also need liability insurance. If somebody trips on your trainers, falls down and hurts his arm, leg or back, he/she could sue you for that. No matter whether he/she wins or loses, fighting that suit could be rather expensive.

We are ready to protect your personal property. Find out from your agent what amount of coverage is right for you.

Your Renter's Insurance Policy will consist of:

  • Personal Property Protection - it compensates for damage of your possessions or the loss
  • Guest Medical Protection - covers medical treatment for somebody injured at your home
  • Family Liability Protection - offers protection against judgments
  • Additional Living Expenses - reimburse for costs of provisional lodging during reconstruction.

You have the following coverage options:

  • Replacement Coverage -the full purchase price of lost property will be received
  • High Value Item Coverage - gives opportunity to extend protection beyond your basic policy

Our company can give you a discount if you have two policies together - home and auto, if protective devices are installed at home, if you are 55 or older and retired.

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